When a driver is injured in a car accident, they know they can be compensated by the responsible party’s insurance company. However, passengers in the same vehicle may wonder if they are also entitled to compensation. They weren’t driving the vehicle, so they question whether they can receive damages for their injuries, pain and suffering, and more. Every person injured in an auto accident should speak with an attorney to learn if they are entitled to compensation and how much they may receive. The attorney becomes of great help in guiding them through the process while ensuring they get a fair settlement for the injuries they have sustained.
All Victims Retain the Right to Compensation
Passengers in a vehicle involved in an auto accident retain the right to seek compensation for their injuries, just as the driver can seek compensation. Vehicle damage doesn’t come into play for passengers unless the accident occurred when someone else was driving their vehicle and they were the passenger. What type of compensation might a passenger request?
Request to be compensated for any medical bills resulting from the accident. Every person involved in the accident should be seen by a physician, as some injuries aren’t apparent immediately. Ambulance transport will be covered by insurance if
the individual sustains injuries that prevent them from getting to the hospital on their own. All medical bills directly related to the accident should be paid by the insurer of the responsible party, including those that arise months after the accident.
The passenger in a car accident might find they must miss work as a result of their injuries. Missing work can do significant harm to the victim’s financial situation, particularly when they have no control over missing time. Men and women working
in hourly positions and those who don’t get paid time off find even a day missed from work can do significant damage to their bank account. Over at lawboss.com, victims can learn about the compensation they may seek to make up for these lost wages.
Pain and suffering may also be part of a personal injury claim. Individuals often experience mental anguish, for example, following an auto accident. Compensation for the stress they are under as a result of the incident should be a standard part of
the claim, and an attorney can ensure it is.
Passengers must determine who to seek compensation from when they are in an accident. The party responsible for the accident is the first one to come to mind. However, if their insurance coverage isn’t enough to compensate you for the medical bills, pain and suffering, and more, other options might be considered.
Passengers need to know what to do if the responsible party lacks the necessary information, and they must know who to sue if the accident involves a Lyft or Uber ride-share vehicle.
Compensation for Multiple Passengers
When multiple passengers sustain injuries in an automobile accident, each passenger may receive less compensation. Most insurers today double the compensation they pay for a single victim when multiple parties are injured in the accident. While this saves the insurance company money, it can lead to passengers getting less than they would be entitled to if they were the only passenger. For example, a driver might carry the minimum when it comes to liability insurance. If the minimum is $200,000 and there are four passengers in the vehicle, each passenger would only receive $50,000 of protection. This amount would quickly be
spent if the injuries are serious. An attorney should be contacted to learn how to proceed in this situation.
How an Attorney Can Help
Passengers need legal representation when they are injured in an auto accident. The insurance company has lawyers working on its behalf, and every victim needs the same. The driver of the vehicle in which the passengers were injured will have their insurance company fighting on their behalf, but the passengers won’t have the same advantage. The attorney works for their client and nobody else. The attorney works to determine who may be held accountable for the accident and collects evidence to prove their findings. This process may lead to the driver of both vehicles being found to bear some responsibility. When this is the case, the attorney may choose to pursue compensation from both insurers. This won’t happen when the victim doesn’t obtain this representation because the victims often don’t know they have this option. Furthermore, the attorney works with the passenger to determine what compensation they are entitled to. In addition to receiving compensation for medical bills and lost wages, victims might find they can be compensated if they needed to obtain outside help as they recover from their injuries. Individuals often
overlook these expenses, but the attorney will ensure they are included in the claim.
Attorneys work to identify all parties that played a role in the accident. This might include the vehicle manufacturer or a mechanic that worked on the vehicle. When multiple passengers are involved in the accident, the amount of compensation provided to each injured party will be reduced. By spreading the liability across multiple parties, victims find they are more likely to get the full amount they are entitled to.
The attorney also negotiates on behalf of the victim. Insurance companies train their employees to trip up individuals filing a claim against the company. A simple statement can be turned around and harm the victim as the case proceeds. By
allowing the attorney to communicate with other parties involved in settling the claim, the risk of this happening decreases.
Seek help if you are a passenger involved in an automobile accident. While you may feel you can handle the claim by yourself, it’s best to seek legal advice before doing so. You may overlook things that could increase the amount of compensation you receive or say something to the driver who is a friend of yours that could hurt your case. The attorney works to ensure no missteps are made so you get the compensation you deserve and can move forward with your life following this distressing event.